Does Medicare Part D cover Jardiance?
Coverage, cost, and 2026 details for Jardiance (empagliflozin) under Medicare Part D.
Quick answer: Yes, Jardiance is generally covered by Medicare Part D plans, typically on Tier 3 (preferred brand). Coverage details, copays, and restrictions vary by plan, so compare plans available in your area to find the best coverage for your medications.
What is Jardiance?
Jardiance (empagliflozin) is a once-daily oral medication for type 2 diabetes, also approved to reduce the risk of cardiovascular death in adults with type 2 diabetes and heart disease, treat heart failure, and slow the progression of chronic kidney disease. It belongs to a class called SGLT2 inhibitors. Jardiance is one of the drugs whose prices were negotiated by Medicare.
Is Jardiance covered by Medicare Part D?
Jardiance is covered by most Medicare Part D plans on Tier 3 (preferred brand). Starting January 1, 2026, Medicare's negotiated price reduces the list price by 66%. Your specific copay depends on your plan, but the negotiation should reduce overall Medicare drug spending and may flow through to lower copays in many plans.
Typical formulary tier
Jardiance is most often listed on Tier 3 (preferred brand) of Part D formularies. The exact tier — and the copay — depends on the specific plan you're enrolled in.
How much does Jardiance cost with Medicare Part D?
Without insurance, Jardiance costs around $600 per month before negotiation at retail pharmacies. With Medicare Part D coverage, you typically pay Lower in 2026 due to negotiation; typically $30 to $250 per month before the $2,100 cap.
Your actual cost depends on:
- Your plan's deductible — up to $615 in 2026
- The tier Jardiance is on in your plan's formulary
- Whether you've reached the $2,100 annual out-of-pocket cap
- Whether you qualify for Extra Help (Low-Income Subsidy)
- Whether you've enrolled in the Medicare Prescription Payment Plan (M3P), which spreads costs across the year
2026 Medicare-negotiated price
Jardiance is one of the 10 drugs whose prices were negotiated by Medicare under the Inflation Reduction Act. Starting January 1, 2026, the negotiated price reduces the Medicare list price by 66%.
This negotiated price is what Medicare pays to the manufacturer. Your specific copay depends on your plan's tier structure and where you are in the Part D coverage phases. The negotiation is expected to flow through to lower costs for many enrollees, especially as plans adjust their formularies and tiers for 2026.
See all 10 negotiated drugs and 2026 prices →
How to lower your Jardiance costs
1. Compare Part D plans for your specific drugs
The same drug can cost dramatically different amounts on different plans. During the Annual Enrollment Period (October 15 – December 7), use the Medicare.gov Plan Finder to compare what Jardiance would cost across every plan available in your ZIP code.
2. Check if you qualify for Extra Help
If your income is below approximately $23,475 (single) or $31,725 (married couple) in 2026, you likely qualify for Extra Help, which dramatically reduces what you pay for Jardiance and all your medications. Learn about Extra Help →
3. Use the Medicare Prescription Payment Plan (M3P)
M3P doesn't lower your total cost, but it spreads your annual out-of-pocket costs into monthly installments — which can help if Jardiance causes a big upfront pharmacy bill. Learn about M3P →
4. Look into Patient Assistance Programs
Boehringer Ingelheim may offer a Patient Assistance Program for people with limited income who don't qualify for Extra Help. These programs can provide free or deeply discounted medication directly from the manufacturer. Learn more about manufacturer programs →
5. Ask about alternatives
Talk to your doctor about whether a different medication — including a generic version or a similar drug in the same class — would work for you.
Alternatives to Jardiance
Other medications used for type 2 diabetes, heart failure, chronic kidney disease include:
- Farxiga (dapagliflozin)
- Invokana (canagliflozin)
- Steglatro (ertugliflozin)
- Metformin (cheaper first-line)
- GLP-1 agonists for diabetes with cardiovascular risk
Always discuss any medication change with your prescribing doctor.
Key facts about Jardiance on Medicare
- Medicare-negotiated drug starting January 2026 — 66% reduction
- Used for diabetes, heart failure, and chronic kidney disease
- No generic available yet
Frequently asked questions about Jardiance on Medicare
Does Medicare cover Jardiance?
Yes, Jardiance is generally covered by Medicare Part D plans, most often on Tier 3 (preferred brand). Coverage and costs vary between plans, so compare plans available in your area. Some plans require prior authorization.
How much does Jardiance cost on Medicare Part D?
Costs typically range from Lower in 2026 due to negotiation; typically $30 to $250 per month before the $2,100 cap. Your actual cost depends on your plan's deductible, the tier Jardiance is on, and whether you've reached the $2,100 annual out-of-pocket cap.
Is there a generic version of Jardiance?
No, there is no generic version of Jardiance currently available. Patent expirations and FDA approvals will eventually allow generics, but the timing varies. Talk to your doctor about other medications in the same class that may have generic options.
What if my Part D plan doesn't cover this drug?
You have several options: (1) Switch to a different Part D plan during Annual Enrollment that covers Jardiance, (2) Request a formulary exception from your current plan with your prescriber's support, (3) Ask your doctor about a covered alternative medication, or (4) Look into the manufacturer's Patient Assistance Program if you have limited income.
Did Medicare negotiate the price of Jardiance?
Yes. Jardiance is one of the 10 drugs whose prices were negotiated by Medicare under the Inflation Reduction Act. Starting January 1, 2026, the negotiated price reduces the Medicare list price by 66%.
Compare your Part D options
Coverage and costs for this drug vary significantly between plans. Compare your options:
You can also visit Medicare.gov or call 1-800-MEDICARE