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Medicare Part D in New York

Find Part D prescription drug plans, free Medicare counseling, and local resources in New York for 2026.

Part D coverage in New York

Medicare beneficiaries in New York have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.

Find Part D plans in New York

Compare Part D plans available in your New York ZIP code, check which plans cover your medications, and see estimated costs.

You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.

Free Medicare counseling in New York

Health Insurance Information, Counseling and Assistance Program (HIICAP)

New York's SHIP is called HIICAP and has counselors in every county through the Office for the Aging. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.

Call New York SHIP
Free, no-obligation Medicare counseling
Online
Operated by New York State Office for the Aging

What SHIP counselors can help with

  • Comparing Medicare Part D plans available in your area
  • Checking if your medications are covered by a specific plan
  • Understanding your Medicare benefits, costs, and coverage options
  • Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
  • Resolving Medicare claims, billing issues, and appeals
  • Understanding Medicare Advantage vs. Original Medicare

Find a Licensed Local Medicare Agent in New York

A licensed local Medicare agent in New York can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.

Additional New York resources

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