Medicare Part D in New York
Find Part D prescription drug plans, free Medicare counseling, and local resources in New York for 2026.
Part D coverage in New York
Medicare beneficiaries in New York have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.
Find Part D plans in New York
Compare Part D plans available in your New York ZIP code, check which plans cover your medications, and see estimated costs.
You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.
Free Medicare counseling in New York
Health Insurance Information, Counseling and Assistance Program (HIICAP)
New York's SHIP is called HIICAP and has counselors in every county through the Office for the Aging. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.
What SHIP counselors can help with
- Comparing Medicare Part D plans available in your area
- Checking if your medications are covered by a specific plan
- Understanding your Medicare benefits, costs, and coverage options
- Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
- Resolving Medicare claims, billing issues, and appeals
- Understanding Medicare Advantage vs. Original Medicare
Find a Licensed Local Medicare Agent in New York
A licensed local Medicare agent in New York can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.
Additional New York resources
- New York SHIP — Health Insurance Information, Counseling and Assistance Program (HIICAP) (1-800-701-0501)
- Medicare.gov — Official Medicare website for plan comparison and enrollment
- 1-800-MEDICARE — Call 1-800-633-4227 (TTY 1-877-486-2048) for general Medicare questions
- Social Security Administration — ssa.gov or 1-800-772-1213 for Extra Help applications and Medicare enrollment
- New York Medicaid — Contact your state Medicaid office for information about dual eligibility and Medicare Savings Programs
Related guides
Plans for 2026
National overview of available plans and what's changed this year.
Learn more →Costs breakdown
Premiums, deductibles, copays, and the $2,100 out-of-pocket cap.
Learn more →Extra help
Financial assistance for people with limited income.
Learn more →Ready to take the next step?
There are several free ways to get help with your Part D decisions:
You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227)