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Medicare Part D in New Jersey

Find Part D prescription drug plans, free Medicare counseling, and local resources in New Jersey for 2026.

Part D coverage in New Jersey

Medicare beneficiaries in New Jersey have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.

Find Part D plans in New Jersey

Compare Part D plans available in your New Jersey ZIP code, check which plans cover your medications, and see estimated costs.

You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.

Free Medicare counseling in New Jersey

State Health Insurance Assistance Program (SHIP)

New Jersey SHIP has counseling sites in all 21 counties through the Division of Aging Services. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.

Call New Jersey SHIP
Free, no-obligation Medicare counseling
Online
Operated by New Jersey Division of Aging Services

What SHIP counselors can help with

  • Comparing Medicare Part D plans available in your area
  • Checking if your medications are covered by a specific plan
  • Understanding your Medicare benefits, costs, and coverage options
  • Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
  • Resolving Medicare claims, billing issues, and appeals
  • Understanding Medicare Advantage vs. Original Medicare

Find a Licensed Local Medicare Agent in New Jersey

A licensed local Medicare agent in New Jersey can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.

Additional New Jersey resources

  • New Jersey SHIPState Health Insurance Assistance Program (SHIP) (1-800-792-8820)
  • Medicare.govOfficial Medicare website for plan comparison and enrollment
  • 1-800-MEDICARE — Call 1-800-633-4227 (TTY 1-877-486-2048) for general Medicare questions
  • Social Security Administrationssa.gov or 1-800-772-1213 for Extra Help applications and Medicare enrollment
  • New Jersey Medicaid — Contact your state Medicaid office for information about dual eligibility and Medicare Savings Programs

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