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Medicare Part D in Florida

Find Part D prescription drug plans, free Medicare counseling, and local resources in Florida for 2026.

Part D coverage in Florida

Medicare beneficiaries in Florida have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.

Find Part D plans in Florida

Compare Part D plans available in your Florida ZIP code, check which plans cover your medications, and see estimated costs.

You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.

Free Medicare counseling in Florida

SHINE (Serving Health Insurance Needs of Elders)

Florida's SHIP is called SHINE and has volunteer counselors available in all 67 counties through the Department of Elder Affairs. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.

Call Florida SHIP
Free, no-obligation Medicare counseling
Online
Operated by Florida Department of Elder Affairs

What SHIP counselors can help with

  • Comparing Medicare Part D plans available in your area
  • Checking if your medications are covered by a specific plan
  • Understanding your Medicare benefits, costs, and coverage options
  • Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
  • Resolving Medicare claims, billing issues, and appeals
  • Understanding Medicare Advantage vs. Original Medicare

Find a Licensed Local Medicare Agent in Florida

A licensed local Medicare agent in Florida can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.

Additional Florida resources

  • Florida SHIPSHINE (Serving Health Insurance Needs of Elders) (1-800-963-5337)
  • Medicare.govOfficial Medicare website for plan comparison and enrollment
  • 1-800-MEDICARE — Call 1-800-633-4227 (TTY 1-877-486-2048) for general Medicare questions
  • Social Security Administrationssa.gov or 1-800-772-1213 for Extra Help applications and Medicare enrollment
  • Florida Medicaid — Contact your state Medicaid office for information about dual eligibility and Medicare Savings Programs

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