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Medicare Part D in California

Find Part D prescription drug plans, free Medicare counseling, and local resources in California for 2026.

Part D coverage in California

Medicare beneficiaries in California have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.

Find Part D plans in California

Compare Part D plans available in your California ZIP code, check which plans cover your medications, and see estimated costs.

You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.

Free Medicare counseling in California

Health Insurance Counseling and Advocacy Program (HICAP)

California's SHIP is called HICAP and operates through the Department of Aging with local counseling sites in every county. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.

Call California SHIP
Free, no-obligation Medicare counseling
Online
Operated by California Department of Aging

What SHIP counselors can help with

  • Comparing Medicare Part D plans available in your area
  • Checking if your medications are covered by a specific plan
  • Understanding your Medicare benefits, costs, and coverage options
  • Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
  • Resolving Medicare claims, billing issues, and appeals
  • Understanding Medicare Advantage vs. Original Medicare

Find a Licensed Local Medicare Agent in California

A licensed local Medicare agent in California can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.

Additional California resources

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