Medicare Part D in Alabama
Find Part D prescription drug plans, free Medicare counseling, and local resources in Alabama for 2026.
Part D coverage in Alabama
Medicare beneficiaries in Alabama have access to a range of standalone Part D prescription drug plans and Medicare Advantage plans with drug coverage. Plan availability, premiums, and formularies vary by county, so it's important to compare options for your specific ZIP code.
Find Part D plans in Alabama
Compare Part D plans available in your Alabama ZIP code, check which plans cover your medications, and see estimated costs.
You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) for help.
Free Medicare counseling in Alabama
Alabama State Health Insurance Assistance Program (SHIP)
Alabama's SHIP program operates through the Department of Senior Services and local Area Agencies on Aging across the state. SHIP counselors provide free, unbiased help with Medicare questions — they don't sell insurance.
What SHIP counselors can help with
- Comparing Medicare Part D plans available in your area
- Checking if your medications are covered by a specific plan
- Understanding your Medicare benefits, costs, and coverage options
- Applying for Extra Help (low-income subsidy) and Medicare Savings Programs
- Resolving Medicare claims, billing issues, and appeals
- Understanding Medicare Advantage vs. Original Medicare
Find a Licensed Local Medicare Agent in Alabama
A licensed local Medicare agent in Alabama can help you compare plans, check your drug coverage, and enroll — at no cost to you. Agents can provide personalized recommendations based on your medications and budget.
Additional Alabama resources
- Alabama SHIP — Alabama State Health Insurance Assistance Program (SHIP) (1-800-243-5463)
- Medicare.gov — Official Medicare website for plan comparison and enrollment
- 1-800-MEDICARE — Call 1-800-633-4227 (TTY 1-877-486-2048) for general Medicare questions
- Social Security Administration — ssa.gov or 1-800-772-1213 for Extra Help applications and Medicare enrollment
- Alabama Medicaid — Contact your state Medicaid office for information about dual eligibility and Medicare Savings Programs
Related guides
Plans for 2026
National overview of available plans and what's changed this year.
Learn more →Costs breakdown
Premiums, deductibles, copays, and the $2,100 out-of-pocket cap.
Learn more →Extra help
Financial assistance for people with limited income.
Learn more →Ready to take the next step?
There are several free ways to get help with your Part D decisions:
You can also visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227)